Independent card analysis

Jupiter Edge+ CSB Bank RuPay Credit Card

CSB Bank (Jupiter platform) · RuPay · Entry card

Strong shopping-brand rate for a ₹999 card, with an eligible RuPay variant for everyday merchant UPI payments.

Best suited to

Jupiter app users who shop frequently at partner brands and also book flights through the app.

Authored and reviewed by GainFair
Terms checked 21 Sept 2026
Annual fee
₹0 + GST
Joining fee
₹999 + GST
Base reward rate
1%
Forex markup
3.5%

Reward rates by spending category

Published catalogue rates before caps and merchant-category exclusions.

CategoryRecorded rate
Offline store shopping
10%
Online shopping
10%
Travel & hotels
5%
Dining & delivery
1%
Groceries & essentials
1%
Bills & utilities
1%
Subscriptions & streaming
1%
Beauty & wellness
1%
Entertainment & movies
1%
International spending
1%
Insurance premiums
1%
Education & family
1%
Healthcare & pharmacy
1%
Other miscellaneous
1%
Fuel & commute
0%
House rent
0%

Caps and fee waiver

Reward caps
No general cap recorded
Annual fee waiver
No waiver recorded
Monthly income requirement
Approx. ₹25,000/month

Airport lounge access

No complimentary airport lounge access recorded

Benefit details

Benefits & conditions

Expand a category to see recorded benefits, fees and eligibility, with conditions and links to the sources. Categories without recorded details are grouped below; missing information does not mean a benefit is unavailable.

Rewards and cashback · 4 items
  • Threshold shopping Jewels

    Usage-based value

    50 Jewels per ₹100 requires more than ₹15,000 of eligible shopping in the statement cycle and payment through Jupiter UPI; set the milestone only when proved.

    Conditions: 50 Jewels per ₹100 requires more than ₹15,000 of eligible shopping in the statement cycle and payment through Jupiter UPI; set the milestone only when proved.

    Status: verifiedReviewed: 2026-09-21Official source ↗
  • Jupiter Flights Jewels

    Usage-based value

    25 Jewels per ₹100 requires an eligible Jupiter Flights booking paid through Jupiter UPI.

    Conditions: 25 Jewels per ₹100 requires an eligible Jupiter Flights booking paid through Jupiter UPI.

    Status: verifiedReviewed: 2026-09-21Official source ↗
  • Shopping Jewels below threshold

    Usage-based value

    5 Jewels per ₹100 applies to eligible shopping until the statement-cycle threshold is proved.

    Conditions: 5 Jewels per ₹100 applies to eligible shopping until the statement-cycle threshold is proved.

    Status: verifiedReviewed: 2026-09-21Official source ↗
  • Other eligible Jewels

    Usage-based value

    5 Jewels per ₹100 applies only to eligible credit-card UPI transactions through the Jupiter app.

    Conditions: 5 Jewels per ₹100 applies only to eligible credit-card UPI transactions through the Jupiter app.

    Status: verifiedReviewed: 2026-09-21Official source ↗
Fees · 2 items
  • Annual card fee

    Recorded value ₹-0

    ₹0 annual fee before applicable tax.

    Status: verifiedReviewed: 2026-09-21Official source ↗
  • Joining fee

    Cost ₹999

    ₹999 one-time joining fee before applicable tax.

    Status: verifiedReviewed: 2026-09-21Official source ↗
Welcome benefits · 1 item
  • ₹250 partner voucher

    Recorded value ₹250

    Partner voucher after the qualifying first UPI transaction.

    Conditions: Make an eligible ₹2,000 UPI transaction through Jupiter · Choose from the currently available partner vouchers

    Status: verifiedReviewed: 2026-09-21Official source ↗
Travel privileges · 1 item
  • 25 Jewels per ₹100 on eligible Jupiter flight bookings

    Shown without a cash value
    Status: verifiedReviewed: 2026-09-21Official source ↗
Insurance and protection · 1 item
  • Platinum-variant personal accident and total permanent disability cover up to ₹2 lakh

    Shown without a cash value
    Status: verifiedReviewed: 2026-09-21Official source ↗
Concierge · 1 item
  • 24/7 English and Hindi concierge on the eligible Platinum variant

    Shown without a cash value
    Status: verifiedReviewed: 2026-09-21Official source ↗
Foreign-currency charges · 1 item
  • Foreign-currency markup

    Usage-based value

    3.5% foreign-currency markup before applicable tax.

    Conditions: Applies to eligible foreign-currency transactions

    Status: verifiedReviewed: 2026-09-21Official source ↗
Eligibility and availability · 1 item
  • Application eligibility

    Shown without a cash value

    Application availability: open. No universal verified numeric income threshold is used as a hard filter. Approval is through the CSB Bank/Jupiter journey; no universal numeric income threshold is used.

    Status: verifiedReviewed: 2026-09-21Official source ↗
Other benefits · 3 items
  • Limited-period ₹0 joining-fee offer may be available in the current acquisition journey

    Shown without a cash value
    Status: verifiedReviewed: 2026-09-21Official source ↗
  • Up to 50 Jewels per ₹100 on shopping after the published statement-cycle threshold

    Shown without a cash value
    Status: verifiedReviewed: 2026-09-21Official source ↗
  • 5 Jewels per ₹100 on other eligible Jupiter-app UPI payments

    Shown without a cash value
    Status: verifiedReviewed: 2026-09-21Official source ↗
Other categories (9)

These categories have no detailed entries. We distinguish confirmed absences from information that still needs review.

  • Fee waiver

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Spend milestones

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Card tiers

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Airport lounge access

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Movies and entertainment

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Dining

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Golf

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Fuel benefits

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗
  • Memberships

    Not offered

    The reviewed issuer sources do not publish this benefit for the card.

    Official source ↗

What stands out

  • ✓ Up to 50 Jewels per ₹100 on shopping after the published statement-cycle threshold
  • ✓ 25 Jewels per ₹100 on eligible Jupiter flight bookings
  • ✓ 5 Jewels per ₹100 on other eligible Jupiter-app UPI payments
  • ✓ No annual fee; a limited-period ₹0 joining offer may replace the standard ₹999 joining fee

What to watch

The card is now issued by CSB Bank rather than Jupiter directly: the standard joining fee is ₹999 even though promotional lifetime-free offers are sometimes displayed at signup.

Recorded exclusions

Fuel Commute · Government payments · Rent · Bills Utilities · Wallet load · Cash withdrawal · Card fees · Emi · Insurance

How GainFair evaluates this card

The personal card advisor applies your monthly spending to category rates, limits rewards at the applicable caps, adds eligible movie, milestone and lounge value, and subtracts annual fees plus foreign-currency markup and GST. It can recommend keeping your current cards when a new card does not create enough incremental value.

Affiliate disclosure: Affiliate link · GainFair may earn a commission if you complete a qualifying action. You pay nothing extra, and compensation never affects recommendations or rankings. Read the full disclosure.

Similar alternatives

Compare against

These cards have the closest mix of purpose, reward style, fee model and tier. They are suggestions for comparison, not rankings.

Issuer sources

Open the sources used for this card's product details, rewards, fees and eligibility.

Sources checked 21 Sept 2026