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| Feature | CSB Bank (Jupiter platform) Jupiter Edge+ CSB Bank RuPay Credit Card | AU Small Finance Bank AU Bank Vetta Credit Card |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | CSB Bank (Jupiter platform) | AU Small Finance Bank |
| Network | RuPay | Visa + RuPay |
| Annual fee | ₹0 + GST per year | ₹2,999 + GST per year |
| Annual fee waiver | No waiver recorded | At ₹1,50,000 annual spending |
| Base reward rate | 1% | 0.4% |
Reward rate by category Published cashback or estimated reward value for each category. The stronger rate is highlighted. | ||
| Offline store shopping | 10% · Threshold shopping Jewels | 0.4% · Department-store bonus points |
| Online shopping | 10% · Threshold shopping Jewels | 0.4% · Base reward points |
| Travel & hotels | 5% · Jupiter Flights Jewels | 0.4% · Base reward points |
| Groceries & essentials | 1% · Other eligible Jewels | 0.8% · Grocery bonus points |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Eligible for merchant UPI payments | Eligible for merchant UPI payments |
| Airport lounge access | No complimentary airport lounge access recorded | 4 domestic airport lounge visits per year • 4 international airport lounge visits per year |
| Forex markup | 3.5% | 3.0% |
| Monthly income requirement | Approx. ₹25,000/month | Not listed |
| Terms verified | 21 Sept 2026 | 23 Sept 2026 |
| Best suited to | Jupiter app users who shop frequently at partner brands and also book flights through the app. | Regular grocery and department-store spenders who travel several times a year. |
| Main trade-off | The card is now issued by CSB Bank rather than Jupiter directly: the standard joining fee is ₹999 even though promotional lifetime-free offers are sometimes displayed at signup. | GainFair uses the conservative ₹0.20 e-voucher point value; some AU catalogue routes can reach ₹0.25. Domestic lounge access needs ₹50,000 in the preceding quarter, and forex rises from 2.99% to 3.49% on 1 October 2026. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
Set only your real monthly spending. GainFair calculates annual value after caps, recurring fees and GST. Nothing is prefilled.
