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| Feature | CSB Bank (Jupiter platform) Jupiter Edge+ CSB Bank RuPay Credit Card | SBI Card Reliance SBI Card PRIME |
|---|---|---|
Card essentials Start with pricing, network and the baseline earning rate. | ||
| Issuer | CSB Bank (Jupiter platform) | SBI Card |
| Network | RuPay | RuPay |
| Annual fee | ₹0 + GST per year | ₹2,999 + GST per year |
| Annual fee waiver | No waiver recorded | At ₹3,00,000 annual spending |
| Base reward rate | 1% | 0.5% |
Reward rate by category Published cashback or estimated reward value for each category. The stronger rate is highlighted. | ||
| Offline store shopping | 10% · Threshold shopping Jewels | 0.5% · Participating Reliance store points |
| Online shopping | 10% · Threshold shopping Jewels | 0.5% · AJIO and JioMart points |
| Travel & hotels | 5% · Jupiter Flights Jewels | 0.5% · Dining, movie and domestic-airline incremental points |
| International spending | 1% | 1.3% · International incremental points |
Limits and access Check caps, eligibility and useful access benefits before deciding. | ||
| Reward caps | No general cap recorded | No general cap recorded |
| RuPay credit card on UPI | Eligible for merchant UPI payments | Eligible for merchant UPI payments |
| Airport lounge access | No complimentary airport lounge access recorded | 8 domestic airport lounge visits per year • 4 international airport lounge visits per year |
| Forex markup | 3.5% | 3.5% |
| Monthly income requirement | Approx. ₹25,000/month | Not listed |
| Terms verified | 21 Sept 2026 | 24 Sept 2026 |
| Best suited to | Jupiter app users who shop frequently at partner brands and also book flights through the app. | Higher-spend Reliance customers who travel, dine and watch movies regularly. |
| Main trade-off | The card is now issued by CSB Bank rather than Jupiter directly: the standard joining fee is ₹999 even though promotional lifetime-free offers are sometimes displayed at signup. | The best rates require exact Reliance merchants or published MCCs. UPI at participating Reliance stores earns 0.5%, and Reliance-only milestone vouchers are not inferred from broad category totals. |
| Actions | Full analysisApply ↗ | Full analysisApply ↗ |
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